I received nothing but professional, courteous and prompt service and most importantly I was treated like a human being (not like an idiot!). I will be recommending RAC Mortgage Find to friends and family and anyone that asks me for sure.

- L. Kaliniewicz, Cloverdale

Fixed Rate Home Loans

Fixed Rate Home Loans are usually available for terms of between 1 to 5 years, and offer repayment certainty in uncertain times. The 3 key features are:

Interest Rate will not change during the fixed period
Repayments will not change during the fixed period
Peace of mind in uncertain times

The loans may suit those on single or low incomes where increases to loan repayments could become a financial strain.

Fixed Rate loans tend to be more popular when interest rates are rising, and the opposite applies when interest rates fall. Additional repayment limitations apply.

Early repayment penalties may apply. These penalties could be significant to you as a borrower.Redraw is generally not available with these loans, and linkage to 100% Offset benefits is limited.

When deciding to fix your loan you need to be certain that your domestic circumstances will not change, requiring early discharge of your loan during the fixed period.

Find out if a Fixed Rate Loan is right for you - contact us today