RAC Mortgage Find made my first experience at purchasing property very easy. They came to my house and handled all my queries efficiently
- L. Edawards, Churchlands
- L. Edawards, Churchlands
Document checklist when applying for a loan
Proof of income
- 2 recent payslips or letter of employment
- Your latest Group Certificate or Tax Return and
- Assessment Notice
Proof of identity
- Your Driver's licence
- Your Birth Certificate or Passport
- Your Medicare Card or Credit Card or ATM Card
Loan statements
- Latest Credit Card statements
- Most recent loan statements
Plus if you're purchasing
- Copy of Contract
- Copy of Deposit receipt
- Record of savings over the past 6 months
And if you're building
- Builder's quote and / or contract
- Land purchase contract
If you're an investor
- Latest rental statement or Copy of Lease
Only if you're self-employed
- Past 2 years Business & Personal Income Tax Returns
- Past 2 years Tax Assessment Notices
